Presently, Interest rates on Home Loans offered by Banks and other lending institutions such as NBFCs are at a multi-year low. With a good credit profile, one may get a Home Loan at an interest rate of around 7%. Considering the prices of real estate haven't increased over the last few years, and this could be the right time to own a home for those who live on rent. But, … [Read more...]
What happens if you pay only the minimum amount of your Credit Card?
From the last few years usage of Credit Cards are increased day by day in India. Credit Cards attract more consumers swiftly because with the usage of Credit Cards cardholders avails many offers such as online discounts, cash backs, and rewards points along with the internet-free credit period. However, with high spending on credit cards, comes the risk of overspending. Most … [Read more...]